Insurance and Older Homes: What Underwriters Flag
Old roofs, knob-and-tube wiring, oil tanks, aging plumbing — how insurance underwriters look at older Seattle homes and what buyers should do about it.
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All 137 articles tagged “Seattle.” Researched for Greater Seattle, written in plain English.
Old roofs, knob-and-tube wiring, oil tanks, aging plumbing — how insurance underwriters look at older Seattle homes and what buyers should do about it.
Foundation problems don't stop Seattle homes from selling — undefined ones do. Why an engineer's report and contractor bids are your best pricing tool.
Ravenna pairs a wooded ravine park with brick Tudors and quick light-rail access at Roosevelt. What buyers should know about Seattle's quiet overachiever.
Seattle views are usually NOT legally protected. What view easements and covenants do, how to assess the risk to a view, and what a view premium really buys.
Some Seattle flips are excellent; some are lipstick on rot. The permit-history check, the quality tells, and how to inspect a flip before you offer.
Owned solar is a selling point. Leased solar is a contract your buyer must accept. How each scenario plays out in a sale, and your options for both.
That basement bedroom or DIY bathroom without permits doesn't kill your sale — but it changes it. Disclosure, lender friction, and how to choose a path.
Sewer and drain backup is excluded from standard homeowners policies by default. Why the rider matters so much for Seattle's aging side sewers.
Bank types, dock and shoreline permits, bulkheads, surveys, and appraisal quirks — the diligence checklist for Lake Washington waterfront buyers.
Resale certificates, HOA dues, rental caps, leasehold buildings, and financing quirks — the due diligence that separates good downtown condo buys from bad ones.
What Seattle allows on a single-family lot, AADU vs. DADU, permits, costs, rental income, and what an ADU does to resale value — in plain English.
Floating homes vs. house barges, owned vs. leased moorage, specialized financing, and the dive inspection — what buying on Lake Union actually involves.
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